New Year’s money!New adjustments have been made to wages, pensions and health care
Year of the Tiger Spring Festival is coming, the positive about the money bag, many treatment to improve, some cost reduction, money, fees, real good, let’s see.National minimum wage standards by region (as of January 1, 2022).Minimum wage standard In 2022, several regions announced to raise the minimum wage standard.Shenzhen’s monthly minimum wage will be raised to 2,360 yuan from January 1, 2022.The monthly minimum wage standards for the three administrative regions in Henan have been adjusted from the original 1,900 yuan, 1,700 yuan and 1,500 yuan to 2,000 yuan, 1,800 yuan and 1,600 yuan respectively.Fujian and Chongqing have announced plans to raise their minimum wages from April 1, 2022.Among them, the minimum monthly wages of the four grades in Fujian have been adjusted to rmb2030, RMB1,960, RMB1,810 and RMB1,660.Chongqing has raised the minimum monthly wage for the first tier from 1,800 yuan to 2,100 yuan, and for the second tier from 1,700 yuan to 2,000 yuan.The increase in the minimum wage will help increase workers’ incomes, especially those of low-income workers.In the meantime, the basic living expenses of the worker below the situation such as unit shutdown and suspension of the unemployed insurance gold that link up with minimum wage, sick leave salary within medical treatment period, probation period and unit shutdown, also can rise along with minimum wage standard.Pension Several provinces announced increases in the basic pension for urban and rural residents.Among them, the minimum provincial-level standard for basic pension of basic old-age insurance for rural and urban residents in Jiangsu was raised from 173 yuan per person per month to 187 yuan, an increase of 8% over the previous year.The new standards will be implemented from January 1 this year and will be in place by March 31.In its report on the work of the government, Guizhou raised the minimum monthly basic pension for urban and rural residents from 98 yuan to 113 yuan this year.In addition, retirees’ pensions are also expected to rise.Hebei raised the basic pension for retirees in its government work report.Shanghai has proposed raising pension, medical insurance, subsistence allowances and other social security benefits in a coordinated manner.File photo: Outpatient building of a hospital.Starting from 2022, some provinces have begun to implement the reform of mutual aid for outpatient services under basic medical insurance for employees. An important part of the reform is to raise the level of outpatient services and include more outpatient expenses into medical insurance reimbursement.For example, Fujian improved outpatient treatment by lowering the threshold line for general outpatient services, increasing the reimbursement ratio and capping line. Among them, the threshold line was adjusted to about 1% of the average salary of employees employed in local full-coverage urban units.Reimbursement rates will be raised to 75 percent for incumbents, 80 percent for retirees, and 10 percentage points more for primary-level medical treatment.In Guangdong, there is no threshold for payment for general outpatient clinics under employee medical insurance. The proportion of medical expenses incurred by in-service employees within the scope of the policy shall be no less than 60% in first-level and below medical and health institutions, no less than 55% in second-level medical and health institutions, and no less than 50% in third-level medical and health institutions. The proportion of pensioners shall be appropriately raised.In 2022, the standard of lump-sum death subsidy will be raised.According to the regulation of industrial injury insurance, the standard of one-time death subsidy is 20 times the per capita disposable income of urban residents in the previous year.According to data released by the National Bureau of Statistics in January, the per capita disposable income of urban residents nationwide will be 47,412 yuan in 2021, so the standard for one-off death subsidy in 2022 will be 47,412 ×20= 948,240 yuan.File photo: Bank staff count currency.China News Service reporter Zhang Yun takes these expenses to drop!China Banking And Insurance Regulatory Commission (CBRC) has issued a guideline on standardizing the management of bank service market regulation prices, encouraging appropriate reductions in account management and maintenance, low frequency and low input and other service items, and sharing the development achievements of the banking industry with enterprises and the public.Some banks have already taken action.The Bank of China (BOC) announced that it will cancel the annual debit card fee and the management fee of RMB individual small demand deposit accounts from February 1, 2022. All personal debit card fees (including unpaid fees in previous years) and the management fee of small accounts will no longer be charged from the same day.The Postal Savings Bank of China (PSBC) also issued a notice to adjust some of its service items, including the free cost of the Fat Tiger card, the management fee for small accounts and the annual fee for debit cards.In addition, the Ministry of Finance said it will implement more tax and fee cuts in 2022, which is expected to further reduce the tax burden in the year of the Tiger.